Government Schemes definition

Intensifying Quality of Life: An In-depth Look at India’s Dynamic Government Schemes in 2022

Government schemes stand as powerful tools that sculpt the fabric of a nation, molding it into a resilient and thriving society. These initiatives are cornerstones of progress, aimed at uplifting the lives of every citizen. The three cardinal categories of government schemes – central sector, centrally sponsored schemes, and state government schemes – form the mosaic of transformative change. Each meticulously designed to target diverse needs, these schemes are testaments to the government’s commitment to holistic growth.

The Indian Government, functioning across all tiers, perpetually unveils Welfare Schemes, a testament to its unwavering dedication to its people. These initiatives are akin to lifelines, connecting individuals from all walks of life. Some are tailored for specific states, while others embrace the nation in entirety. Collaborations between the Central Government and states further amplify their impact, uniting the nation under the banner of progress.

The reverberations of significant moments are etched in history. February 1, 2021, marked one such juncture, as the Finance Minister of India unveiled the Union Budget 2021-22. In a symphony of financial planning, new government schemes were orchestrated, poised to unleash transformative changes. Casting a retrospective glance, 2020 saw the unveiling of the PM Garib Kalyan Yojana, a financial relief package amounting to Rs 1.70 lakh crore, extending a helping hand to those grappling with the financial ramifications of the COVID-19 pandemic.

The narrative of resilience continued into the next chapter. Against the backdrop of the pandemic’s far-reaching impact, the Indian Government took center stage once again. The Aatmanirbhar package, an audacious Rs. 27.1 lakh crores, was proclaimed. Its purpose: to counterbalance the pandemic’s ripples, fortify the nation’s economic foundations, and lay the groundwork for a self-reliant future.

As the year turned its pages, 2022 became a canvas of hope and transformation, painted with the hues of diverse government schemes. These endeavors touched every sphere of life, from education and healthcare to employment and infrastructure. From the bustling urban centers to the tranquil corners of rural landscapes, the contours of these schemes were etched indelibly.

This article embarks on a journey to unveil the panorama of Government Schemes 2022, woven intricately into India’s tapestry. It’s a mosaic of insights, outlining the beneficiaries, benefits, and intricate details that define each scheme. Whether they extend from the center, bridge regional disparities, or emerge from states’ hearts, these schemes breathe life into the Indian dream of progress.

In conclusion, this article offers a panoramic vista of the dynamic government schemes unfurled in India’s landscape in 2022. These initiatives are a testament to the government’s unwavering commitment to elevating the quality of life for its citizens. The convergence of policies, investments, and aspirations paints a tapestry of transformation, fostering a brighter and more prosperous future for all.

Classification of Government Schemes

The government schemes can be divided into three categories:

  1. Centrally Sponsored Schemes– These schemes are funded and executed by both central and state governments in different proportions. Currently,30 centrally sponsored schemes are introduced by the government which are subdivided into two categories:-
    1. The core of the core schemes – There is 6 Core of core schemes launched by the government which majorly includes the Umbrella Scheme for Development of Scheduled Caste, the Umbrella Programme for Development of Scheduled Tribes and a few others.
    2. Core Schemes – Currently there are 29 centrally sponsored core schemes which majorly comprises of Green Revolution, White Revolution, Jobs and Skill Development and many others.
  2. Central Sector Schemes– These government welfare schemes are funded and executed directly by the Centre only. Different Union Ministries and departments are implementing them for the welfare of the Indian citizens. Crop Insurance Schemes, Agriculture Infrastructure Fund, Interest Subsidy for Short Term Credit to Farmers, Crop Science, Feedstock, Metro Projects, Police Infrastructure, Border Infrastructure and Management, National River Conservation are few examples of Central Sector Schemes.
  3.  State Government Schemes-The Schemes that are planned, funded and executed by the State government only are known as State Government Schemes such as Chief Minister’s Krishi Rinn Yojana, Chief Minister’s Adarsh Gram Yojana, Arunachal Pradesh and various others.

The Finance Minister of India has released the Union Budget 2021-22 on February 1, 2021 and made new announcements regarding the different government schemes in India. The government has announced the Atmanirbhar package this year which accounts for 27.1 lakh crores to deal with the impact of Covid-19. In 2020, a relief package amounting to Rs 1.70 lakh crore was announced by the government to tackle the widespread difficulties caused by the pandemic.

Objectives of the Union Government Schemes in India

There are several different schemes launched by the different Ministries of the Union Government. Each scheme has its own set of objectives. But the main objective of these schemes is to provide social, financial and economic welfare to the citizens of India. The general objectives of the social-economic and financial schemes are –

  • Provide social security measures such as pensions, insurance, maternity benefits, housing etc.
  • To improve the quality of the life of the people.
  • Upliftment of the poor.
  • Development of rural and backward areas.
  • Reducing the economic inequality between different sections of society.
  • Empower women for their better participation in society.
  • To provide employment opportunities.
  • To provide education and training to the weaker sections of the society.
  • To provide financial security to the vulnerable sections of society.
  • To provide financial assistance to women, small businesses and weaker sections of society.

Advantage of Government Schemes


Individual schemes primarily target the most vulnerable members of society, such as rural and urban poor households, women, SC and ST, senior citizens, domestic workers, and so on. Individuals can benefit from government programs that provide training and job possibilities. Some schemes assist individuals in obtaining low-interest loans, opening a bank account, obtaining financial aid to meet personal costs, acquiring insurance, and enrolling in a pension plan for a low fee. 

Some of the programs focus on women’s growth and empowerment. It offers financial support to women who want to start their own business. There are programs that assist women with basic schooling, maternity benefits, and rehabilitative services. Some individual schemes focus on supplying fundamental essentials to individuals, such as LED lights, drinking water, food distribution, housing, and a clean environment.


The Union Government has launched schemes to assist Indian enterprises. These plans make it easier to do business, which strengthens the economy of India. Businesses benefit from the initiatives developed for them by receiving financial and technical aid to help them grow. Many business plans offer perks such as low-interest loans, credit guarantees, subsidies for technical upgrades, and venture capital help, among other things.

Many recent schemes encourage people to start small businesses by providing entrepreneurial and training opportunities, building manufacturing infrastructure, providing incentives for women and economically disadvantaged people to start businesses, creating a digital platform for accessing global markets and digital documentation, and so on.

Government Schemes announced in Union Budget 2021-2022

  1. Mega Investment Textile Parks (MITRA) Scheme– The government has announced Mega Investment Textile Parks Scheme to empower the textile industry to become competitive across the world, attract large investments, and increase employment generation and exports.
  2. Mission Poshan 2.0 Scheme– To prevent further deterioration of nutritional parameters, Mission Poshan 2.0 was initiated in February 2021. Integrated Child Development Services, Supplementary Nutrition Program, Poshan Abhiyan, Scheme for Adolescent Girls, and National Creche Scheme are all part of this scheme.
  3. Jal Jeevan Mission– Jal Jeevan Mission will start in 500 AMRUT cities for the universal supply of water and liquid waste management across the cities with 2.86 crore household tap connections.
  4. PM Atmanirbhar Swasth Bharat Yojana– This scheme will increase the primary, secondary as well as tertiary healthcare facilities across the nation and construct new national institutions for the diagnosis and treatment of new and emerging ailments.

List of Government Schemes 2023

  • Atal Pension Yojana 
  • Ayushman Bharat Yojana 
  • Antyodaya Anna Yojana 
  • Credit Guarantee Scheme for Startups (CGSS)
  • Deen Dayal Upadhyaya Grameen Kaushalya Yojana
  • Deen Dayal Upadhyaya Antyodaya Yojana
  • Pradhan Mantri Awaas Yojana-Gramin
  • Pradhan Mantri Matritva Vandana Yojana
  • Pradhan Mantri Adarsh Gram Yojana 
  • Pradhan Mantri Kaushal Vikas Yojna
  • Pradhan Mantri Suraksha Bima Yojana
  • Pradhan Mantri Jeevan Jyoti Bima Yojna
  • Pradhan Mantri Jan Dhan Yojana
  • Pradhan Mantri Awas Yojana
  • Antyodaya Anna Yojana 
  • Pradhan Mantri Ujjwala Yojana
  • Rashtriya Krishi Vikas Yojana
  • Swamitva Yojana
  • Startup India
  • Skill India Mission
  • Unnat Jeevan by Affordable LEDs and Appliances for All (UJALA)

List of Social Security Schemes in India 2022

Latest Government Schemes in India

Ministry of Finance ( India)

Department of Financal Services